Products that protect from the unexpected

DETAILS

Accident

Accidents happen. When they happen to you, make sure that you’re protected from the financial strain with Accident coverage by AME Trust. Our Accident Insurance will pay you a fixed amount of money if you suffer and require treatment for a wide variety of unforeseen injuries. You will get this payout regardless of your medical expenses.

YOU RECEIVE

A fixed amount of money, depending on injury and treatment

WHAT’S COVERED?

Hospital Care

  • Admitted to the hospital or intensive care
  • Overnight stays in the hospital
  • Lodging fees for family who come to stay with you

Diagnostic Imaging

  • CT Scan or MRI
  • X-Ray

Specific Losses

  • Concussion
  • Emergency repair for a broken tooth
  • Treatment for a gunshot wound
  • A cut(s) that require stitches
  • Burn(s) that require skin grafts
  • Prosthetic
  • Repairing a torn tendon, ligament, rotator cuff or knee cartilage

Fractures and Dislocations

  • Dislocating a Joint
  • Breaking a bone

Emergency Care

  • Emergency room visit
  • Transportation by an ambulance
  • Medical appliance prescription (For example Pacemaker)
  • Blood transfusion
  • Treatment at an Urgent Care facility
  • Surgery

Continuing Care

  • Epidural pain management
  • Follow-ups with a physician
  • Prescribed therapy services

Major Injuries

  • Death due to an accident
  • Loss of a limb to dismemberment
  • Losing the use of a limb
  • Loss of an eye or your eyesight

HOW IT WORKS

Accident – Car Accident / Story

Mark is in a car accident and hurts his arm.

He visits the emergency room that afternoon and an X-Ray determines that his arm is broken.

His arm is put in a cast.

After filing a claim with his AME Trust Accident policy, Mark receives payments for $200 for his fracture, $300 for his treatment, and $75 for the X-Ray.

Mark is paid a flat amount.

He’s eligible for these payments regardless of his medical expenses.