Products that protect from the unexpected
GAP
GAP insurance works with your insurance to help cover the portions of your medical expenses that you’d normally be expected to pay for on your own. If you experience an injury or illness covered by your health insurance, AME Trust will pay up to your maximum benefit.
Up to $10,000 annually (Inpatient | Oupatient Benefit) per Covered Member
Hospital Inpatient Benefits
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Hospital charges for room and board
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Miscellaneous hospital charges including an operating room, equipment, supplies, and drugs
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Intensive Care unit charges
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Physician charges incurred during the stay
Hospital Outpatient Benefits
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Facility and Physician expenses for surgery in a Hospital or free-standing surgery center
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Facility and Physician expenses for diagnostic testing in a Hospital, free-standing imaging facility, or free-standing laboratory
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Hospital and Physician expenses for treatment in an emergency room
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Hospital and Physician expenses for other outpatient treatment in a Hospital
HOW IT WORKS
GAP – Heart Attack / Story
John suffers a heart attack.
He’s admitted to the hospital for five days and undergoes a bypass surgery.
He receives a hefty bill.
John has to pay $6,300— his maximum out-of-pocket cost for his hospital stay, anesthesia, and surgery.
AME Trust reimburses John.
AME Trust GAP will reimburse him for his expenses up to $5,000.
John’s policy is completely funded— which means no deductions from his paycheck.
GAP+ combines an enhanced GAP policy and a bundle of healthcare services into a consolidated benefits solution. It offers even more protection than a traditional GAP policy, giving you the opportunity to fund this insurance by taking an active role in your well-being.